Residential Mortgage Rates
| Term | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment per $1,000 Borrowed |
|
|---|---|---|---|---|
| Conventional | 10 years 0 Points | 5.625% | 5.736% | $10.91 |
| Conventional | 15 years 0 Points | 5.700% | 5.778% | $8.28 |
| Conventional | 20 years 0 Points | 6.125% | 6.188% | $7.24 |
| Conventional | 30 years 0 Points | 6.400% | 6.448% | $6.26 |
Maximum loan to value ratio is 80% (up to 95% allowed with PMI). Credit score of 725 or higher and less than 43% Debt to Income Ratio. For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation is greater. Rates, fees and terms of credit stated are based on Bank’s normal credit underwriting standards. Your application may differ based on your credit history. Property Insurance is required. Flood Insurance may be required. Loans are limited to the Bank trading area.
Borrower must pay mortgage satisfaction fees at loan termination.
APR is based on $100,000.00 loan amount.
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