Think Spring!
Upgrade your home with our home equity financing solution.
Lock it or leave it.
With our EasyLock Solution, you choose.
The home equity solution that gives you the best of both worlds -
The flexibility of both a line of credit and a fixed loan!
No more worrying about ruining your good credit rating.
Consolidate into one low monthly payment, and save money with better interest rates than your credit cards.
Annual Percentage Rate (APR) is accurate as of the publication date. Introductory APR of 4.75% applies for the first six billing cycles. After the introductory period, the APR becomes a variable rate based on the Wall Street Journal Prime Rate plus a margin, with a minimum APR of 3.49%. As of December 11, 2025, the variable APR is 6.75%. The maximum APR is 18.00%. Closing costs typically range from $275 to $3,725 and may include fees charged by third parties. An early termination fee of 2% of the credit limit applies if the line is closed within 24 months. Property insurance is required. Rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.
